Generation Z : Easy Investment in Money Market Mutual Funds

Investment is an activity of investing capital and has the main objective, namely to obtain profits from the investment. Investment activities can be carried out through many products, such as deposits, gold, property, shares and mutual funds. To start investing, you must start with self-awareness for the future, but of course it must be based on the goals and risk profile of each investor.

Investment awareness is very necessary from an early age, based on the "Insight and Future Trends of Investment in Indonesia" survey, it shows that 72% of the Indonesian population has investment awareness, especially millennials and Gen-Z. Increasing investment awareness is also supported by technological advances which make it easier to buy investment products.

In today´s sophisticated era, access to investment is very easy to achieve just through gadgets and the internet. Apart from the ease of accessing investment, Gen-Z is also increasingly aware of their financial condition. Easy access to automatic information makes it easier for users to gain new insights about finances.

Someone who gains insight into finances will certainly have a positive impact on their future outlook with good financial goals. One way to achieve good financial goals is to start investing as early as possible.

Money market mutual funds are one type of investment that Gen-Z can easily do, because they can be started with just IDR 100,000 in capital and have minimal risk.

 As for beginner investors who want to start investing in mutual funds, they can start investing in money market mutual funds through MNC Dana Lancar which has an indicated return of 4.42% net p.a. and MNC Dana Syariah Barokah which has an indicated return of 4.00% net p.a based on NAV as of 08 September 2023. Customers can buy both money market mutual funds via the motionfunds.id website.